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How to Get a Fair Deal

What do you do when you and the seller are completely at odds?

First, as a buyer, there's no reason not to use a buyer's agent to assist you in the purchase of the home, and savvy sellers will agree to pay a half commission to a buyer's agent. The buyer's agent can act as the buffer, translating what you want and need into terms the seller can digest.

Your real estate attorney is your next line of defense. Make sure you add an attorney review contingency to your contract so that s/he can go through the contract and protect your interests.

Finally, nothing can replace good manners. Be respectful when speaking directly to the seller and if you're talking about the home while in earshot of the seller's agent.

Remember, a home is a sacred place, and sellers tend to be emotional about where they raised their families. Taking the time to make the sellers understand how much you love their home will go a long way toward a successful negotiation.

Ilyce Glink is the bestselling author of 100 Questions Every First Time Home Buyer Should Ask, and is the Managing Editor of Right at Home Daily.

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Your Credit: Determining and Improving It

Your credit score is like a financial SAT. It determines whether you will be approved for a loan and how much it will cost you to borrow money. Margaret Crane explains how to keep track of your credit history and improve your credit score.


Unless you've recently won the lottery, it's likely you'll be getting a loan to pay for your new home. Here's everything you need to know to get your application approved. From Margaret Crane, contributor to Newsweek, The New York Times and Money magazine and author of Successful Homebuilding and Remodeling: Real-Life Advice on Getting the House You Want without the Roof (or Sky) Falling In.

Your Credit: Determining and Improving It
Will Buying a Home Bankrupt Me?
Finding The Right Lender
Tax Implications of Mortgage, Property Tax, and Insurance Payments
How Much Can You/Should You Borrow?
Knowing When It's Time to Refinance Your Home


There's little chance you'll have a successful closing unless all of the details are in place. Here's some information to help you get from offer to closing without missing a beat. From Barbara Buchholz, former editor of House & Garden Guides Magazine and co-author of Porch Style and the New Homeowner's Handbook.

The Closing Timeline
The Differences Between A Co-op and Condo
Doing Your Final Walk-Through
Buyer's Guide to Contracts and Forms
What to Expect on Closing Day
Process and Paperwork


For most, making an offer for a home is the most stressful part of the process. The information you'll find here will help you figure out everything from how much a piece of real estate is worth to how to win a bidding war. From Margaret Crane, contributor to Newsweek, The New York Times and Money magazine and author of Successful Homebuilding and Remodeling: Real-Life Advice on Getting the House You Want without the Roof (or Sky) Falling In.

How Do You Create a Good First Offer?
Figuring Out How Much The Property Is Worth
Negotiating Strategies In A Buyer's and Seller's Market
What To Expect After Pitching An Offer
How to Win the Bidding War


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